まず英語の原文↓↓↓ For the past three and a half years, we’ve been fighting our way back from an historic economic crisis – one caused by breathtaking irresponsibility on the part of some on Wall Street who treated our financial system like a casino. Not only did that behavior nearly destroy the financial system – it cost our economy millions of jobs, hurt middle-class families, and left taxpayers holding the bag.
Since then, we’ve recovered taxpayer dollars that were used to stabilize troubled banks. And we’ve put in place Wall Street reform with smarter, tougher, commonsense rules that serve one primary purpose: to prevent a crisis like that from ever happening again. And yet, for the past two years, too many Republicans in Congress and an army of financial industry lobbyists have actually been waging an all-out battle to delay, defund, and dismantle Wall Street reform.
Recently, we’ve seen why we can’t let that happen. We found out that a big mistake at one of our biggest banks resulted in a two billion dollar loss. While that bank can handle a loss of that size, other banks may not have been able to. And without Wall Street reform, we could have found ourselves with the taxpayers once again on the hook for Wall Street’s mistakes.
That’s why it’s so important that Members of Congress stand on the side of reform, not against it; because we can’t afford to go back to an era of weak regulation and little oversight; where excessive risk-taking on Wall Street and a lack of basic oversight in Washington nearly destroyed our economy. We can’t afford to go back to that brand of ‘you’re-on-your-own’ economics. Not after the American people have worked so hard to come back from this crisis.
We’ve got to keep moving forward.
We’ve got to finish the job of implementing this reform and putting these rules in place.
These new rules say that, if you’rea big bank or financial institution, you now have to hold more cash on hand so that if you make a bad decision you pay for it, not the taxpayers.
You have to write out a “living will” that details how you’ll be wound down if you do fail.
The new law takes away big bonuses and paydays from failed CEOs, while giving shareholders a say on executive salaries.
And for the first time in our nation’s history, we have in place a consumer watchdog whose sole job is to look out for working families by protecting them from deceptive and unfair practices.
So unless you run a financial institution whose business model is built on cheating consumers, or making risky bets that could damage the whole economy, you have nothing to fear from Wall Street reform. Yes, it discourages big banks and financial institutions from making risky bets with taxpayer-insured money. And it encourages them to do things that actually help the economy – like extending loans toentrepreneurs with good ideas, to middle-class families who want to buy a home, to students who want to pursue higher education.
That’s what Wall Street reform is all about – making this economy stronger for you. And we’re going to keep working – to recover every job lost to the recession; to build an economy where hard work and responsibility are once again rewarded; to restore an America where everyone has a fair shot, everyone does their fair share, and everyone plays by the same rules.
I believe the free market is one of the greatest forces for progress in human history; that businesses are the engine of growth; that risk-takers and innovators should be celebrated. But I also believe that at its best, the free market has never been a license to take whatever you want, however you can get it. Alongside our entrepreneurial spirit and rugged individualism, America only prospers when we meet our obligations to one another; and to future generations.
If you agree with me, let your Member of Congress know. Tell them to spend less time working to undermine rules that are there to protect the economy, and spend more time actually working to strengthen the economy. Thanks and have a great weekend. （７０５語）