まず英語の原文↓↓↓ Hi, everybody. On Wednesday, I spoke about what we need to do as a country to build a better bargain for the middle class – to make sure everyone who works hard has a chance to get ahead in the 21st century economy.
You see, over the past four and a half years, America has fought its way back from the worst recession of our lifetimes. We saved the auto industry, took on a broken health care system, invested in new American technologies to reverse our addiction to foreign oil, and changed a tax code too skewed in favor of the wealthiest at the expense of working families.
As a result, our businesses have created 7.2 million new jobs over the past 40 months. We produce more renewable energy than ever, and more natural gas than anyone. Health care costs are growing at the slowest rate in 50 years. Our deficits are falling at the fastest rate in 60 years.
Thanks to the grit and resilience of the American people, we’ve cleared away the rubble of crisis and begun to lay a new foundation for stronger, more durable economic growth.
But as any middle-class family will tell you, we’re not yet where we need to be. Trends that have been eroding middle-class security for decades – technology that makes some jobs obsolete, global competition that makes others moveable, growing inequality and the policies that perpetuate it – all these things still exist, and in some ways, the recession made them worse.
Reversing these trends must be Washington’s highest priority. It sure is mine. But over the past couple of years in particular, Washington has taken its eye off the ball. An endless parade of distractions, political posturing and phony scandals shift focus from what needs to be done. And as Washington prepares to enter another budget debate, the stakes could not be higher. The choices we make now will determine whether or not every American has a fighting chance in the 21st century.
If we don’t make the investments necessary to make America a magnet for good jobs – in education, and manufacturing, and research, and our transportation and information networks – we might as well hit the “pause” button while the rest of the world forges ahead in a global economy. And that’s certainly not going to fix what ails the middle class.
Here’s what will: a strategy that builds on the cornerstones of what it means to be middle class in America, and what it takes to work your way into the middle class. Good jobs that pay good wages. An education that prepares our children and our workers for the global competition they’ll face. Homeownership that’s based on a solid foundation, where buyers and lenders play by the same set of rules. Affordable health care that’s there for you when you get sick. A secure retirement even if you’re not rich. More chances for folks to earn their way into the middle class as long as they’re willing to work for it.
Over the next several weeks, in cities and towns across the country, I’ll continue to lay out my ideas in each of these areas. Because reversing the forces that have conspired against the middle class for decades will require more than short-term thinking; it will require a long-term American strategy, based on steady, persistent effort.
I know there are members of both parties who understand what’s at stake, and I’m open to ideas from across the political spectrum, as long as they meet the test of strengthening the prospects of hard-working families. But repealing Obamacare, gutting critical investments in our future, threatening to default on the bills this country has already racked up, or shutting down the government just because I’m for keeping it open – none of those thing add up to an economic plan. None of that will take this country where it needs to go.
We can do this if we work together. It won’t be easy, but if we take a few bold steps – and if Washington is willing to shake off its complacency and set aside some of the slash-and-burn partisanship we’ve seen in recent years – our economy will keep getting stronger.
And as long as I have the privilege of holding this office, I will spend every minute of every day doing everything in my power to make this economy work for working Americans again; to build that better bargain for the middle class; to make sure that the American Dream is something that’s achievable for everybody – not just today, but for decades to come.
まず英語の原文↓↓↓ Hi, everybody. Three years ago this weekend, we put in place tough new rules of the road for the financial sector so that irresponsible behavior on the part of the few could never again cause a crisis that harms millions of middle-class families.
As part of that reform, we set up the Consumer Financial Protection Bureau, the first-ever independent consumer watchdog with one job: to protect families from that sort of behavior.
Two years ago, I nominated a man named Rich Cordray, a former attorney general from Ohio, to run this consumer protection bureau. But Republicans in the Senate refused to give him a simple up-or-down vote, not because they didn’t think he was the right person for the job, but because they didn’t like the law that set up the consumer watchdog in the first place.
So last year, I acted on my own to put him in charge – because without a director, the CFPB couldn’t use all the tools at its disposal to protect consumers from shady mortgage lenders, or unscrupulous credit reporting agencies, or predatory lenders who targeted veterans and seniors. And I’m pleased to say that he was finally confirmed this week by a bipartisan vote.
Because of the work that’s been done at the CFPB over the past two years, today, mortgage lenders, student lenders, payday lenders, and credit reporting and debt collection agencies all face greater scrutiny. And if they don’t play by the rules, you now have somewhere to go to get some measure of justice. In fact, the CFPB has already addressed more than 175,000 complaints from every state.
Today, as part of the CFPB’s “Know Before You Owe” efforts, students and their parents can get a simple report with the information they need to make informed decisions before taking out student loans – and more than 700 colleges have stepped up to make this information clear and transparent. And if you’ve noticed that some credit card forms are actually easier to understand than they used to be, that’s because of the work that Rich’s team and others in the Administration have done.
Today, veterans have the tools they need to defend against dishonest lenders and mortgage brokers who try to prey on them when they come home. Seniors are better protected from someone who sees their homes or retirement savings as an easy target. And thanks to the hard work of folks at the CFPB, so far six million Americans have gotten more than $400 million in refunds from companies that engaged in unscrupulous practices. That’s money we didn’t have the power to recover before.
You know, we’ve come a long way over the past four and a half years. Our economy’s growing. Our businesses have created 7.2 million new jobs in the past 40 months. We’ve locked in new safeguards to protect against another crisis and end bailouts for good. And even though more work remains, our financial system is more fair and much more sound than it was.
We’ve still got a long way to go to restore the sense of security that too many middle-class families are still fighting to rebuild. But if we keep moving forward with our eyes fixed on that North Star of a growing middle class, then I’m confident we’ll get to where we need to go.
まず英語の原文↓↓↓ Hi, everybody. Two weeks ago, a large bipartisan majority of Senators voted to pass commonsense, comprehensive immigration reform – taking an important step towards fixing our broken immigration system once and for all.
This bill was a compromise, and neither side got everything they wanted. But it was largely consistent with the key principles of commonsense reform that most of us in both parties have repeatedly laid out. If passed, the Senate’s plan would build on the historic gains we’ve made in border security over the past four years with the most aggressive border security plan in our history. It would offer a pathway to earned citizenship for the 11 million people who are in this country illegally – a pathway that includes paying penalties, learning English, and going to the end of the line behind everyone trying to come here legally. And it would modernize our legal immigration system to make it more consistent with our values.
The Senate’s plan would also provide a big boost to our recovery. And on Wednesday, we released a report detailing exactly how big a boost that would be.
The report is based on the findings of independent, nonpartisan economists and experts who concluded that, if the Senate’s plan becomes law, our economy will be 5% larger in two decades compared to the status quo. That’s $1.4 trillion added to our economy just by fixing our immigration system.
Here in America, we’ve always been a nation of immigrants. That’s what’s kept our workforce dynamic, our businesses on the cutting edge, and our economy the strongest in the world. But under the current system, too many smart, hardworking immigrants are prevented from contributing to that success.
Immigration reform would make it easier for highly-skilled immigrants and those who study at our colleges and universities to start businesses and create jobs right here in America. Foreign companies would be more likely to invest here. The demand for goods and services would go up – creating more jobs for American workers. Every worker and business would be required to pay their fair share in taxes, reducing our deficit by nearly $850 billion over the next two decades. And since a large portion of those taxes go towards retirement programs that millions of Americans depend on, Social Security would actually get stronger over the long-term – adding two years to the life of the program’s trust fund.
That’s what immigration reform would mean for our economy – but only if we act. If we don’t do anything to fix our broken system, our workforce will continue to shrink as baby boomers retire. We won’t benefit from highly-skilled immigrants starting businesses and creating jobs here. American workers will have to make due with lower wages and fewer protections. And without more immigrants and businesses paying their fair share in taxes, our deficit will be higher and programs like Social Security will be under more strain.
We’ve been debating this issue for more than a decade – ever since President Bush first proposed the broad outlines of immigration reform – and I think he gave a very good speech this past week expressing his hope that a bipartisan, comprehensive bill can become law.
If Democrats and Republicans – including President Bush and I – can agree on something, that’s a pretty good place to start. Now the House needs to act so I can sign commonsense immigration reform into law. And if you agree, tell your Representatives that now is the time. Call or email or post on their Facebook walls and ask them to get this done. Because together, we can grow our economy and keep America strong for years to come.
まず英語の原文↓↓↓ Hi, everybody. I hope you all had a safe and happy Fourth of July, filled with parades, cookouts, fireworks and family reunions.
We celebrated at the White House with a few hundred members of the military and their families. And we took a moment amid the festivities to remember what our Independence Day is all about – what happened 237 years ago, and what it meant to the world.
On July 4th, 1776, a small band of patriots declared that we were a people created equal – free to think and worship and live as we please. It was a declaration heard around the world – that we were no longer colonists, we were Americans, and our destiny would not be determined for us; it would be determined by us.
It was a bold and tremendously brave thing to do. It was also nearly unthinkable. At that time, kings and princes and emperors ruled the world. But those patriots were certain that a better way was possible. And to achieve it – to win their freedom – they were willing to lay it all on the line. Their lives. Their fortunes. Their sacred honor.
They fought a revolution. Few would have bet on our side to win. But for the first of many times to come, America proved the doubters wrong.
And now, 237 years later, the United States – this improbable nation – is the greatest in the world. A land of liberty and opportunity. A global defender of peace and freedom. A beacon of hope to people everywhere who cherish those ideals.
Generations of Americans made our country what it is today – farmers and teachers, engineers and laborers, entrepreneurs and elected leaders – people from all walks of life, from all parts of the world, all pulling in the same direction.
And now we, the people, must make their task our own – to live up to the words of that Declaration of Independence, and secure liberty and opportunity for our own children, and for future generations.
I want to say a special word of thanks to the men and women of our military, who have played such a vital role in the story of our nation. You have defended us at home and abroad. And you have fought on our nation’s behalf to make the world a better, safer place. People in scattered corners of the world are living in peace today, free to write their own futures, because of you. We are grateful for your service and your sacrifice, especially those still serving in harm’s way and your families here at home.
So, God bless you all. And may God bless the United States of America. （４６８語）